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Whether you are an illustrator or photographer, you have a great opportunity to earn money by selling your works with the help of stock photo banks. They are also called: photostocks, Free Stock photobanks, microstocks, digital photobanks, photo services, electronic photobanks, photo agencies, banks of stock photos, photo libraries, photo galleries, image collections.

Nowadays more and more amateur and professional photographers decide to work with photo banks only, because this way they can work for their pleasure and thus earn good money.

Pursuing creativity, you can find out that it is a constant source of income. With sufficient time use for working with photo banks, they can turn into a basic source of income, which may appear to be more than 1000 dollars per month and steadily growing since earnings depend not only on your skills but also on the size of your portfolio.

Stock photos or a stock images (stock pictures) - are pictures on a definite theme, which are placed in the photo bank, which has commercial value and transmitting any idea or it itself can be a source of ideas.

Stock images are presented in online databases (photo banks), which allow clients to download high resolution photo files immediately with the appropriate form of payment. The licensing price on such website are usually based on the size of the images the user wants to download. This price can range from $1 to $10 on microstock photo agencies up to hundreds of dollars on premium photo agencies. Most of them are based on the royalty-free licensing system which allow the client to use the stock images in as many projects as he wishes without to pay further royalties. This is the most simple form of licensing and the one that is used by over 90% of stock photo buyers. These buyers generally being graphic designers, webmasters or magazine editors. A recent survey shows that the average price a graphic designer spent on a stock photo in 2010 is $27, down from $179 in 2005. On the other end of the stock photo industry, contributing photographers have increased their revenues per image by over 30% in the same period of time.

Photo bank is an agency that sells photos, vector graphics, 3D graphics and video clips. Sale is organized through the Internet. Photo banks take materials from photographers from all around the world via the Internet. Photo bank mediates between the buyer and photographer and gets a certain percent of sales of each individual photographer.

Photo banks are an inexhaustible source of various images that can be used by consumers for different purposes. Another advantage in working with photo banks is the fact that, even when you stop sending new works for sale, previous popular photos will continue to be sold and bring a passive income to the owner.